Call report 2024Q4
WATERMARK BANK — 2024Q4
The 22 measures WATERMARK BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 361,836,000 | USD | evidence → |
| Total loans | 288,300,000 | USD | evidence → |
| Allowance for loan losses | 3,834,000 | USD | evidence → |
| Securities available for sale | 12,864,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 307,897,000 | USD | evidence → |
| Interest-bearing deposits | 255,953,000 | USD | evidence → |
| Noninterest-bearing deposits | 51,944,000 | USD | evidence → |
| Equity capital | 48,309,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,218,000 | USD | evidence → |
| Interest expense | 9,802,000 | USD | evidence → |
| Net interest income | 13,416,000 | USD | evidence → |
| Noninterest income | 540,000 | USD | evidence → |
| Noninterest expense | 8,706,000 | USD | evidence → |
| Provision for loan losses | 700,000 | USD | evidence → |
| Pretax income | 4,551,000 | USD | evidence → |
| Income tax | 1,103,000 | USD | evidence → |
| Net income | 3,448,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 47,667,000 | USD | evidence → |
| Total capital | 51,501,000 | USD | evidence → |
| Risk-weighted assets | 311,695,000 | USD | evidence → |