Call report 2023Q3
FIRST OPTION BANK — 2023Q3
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 695,677,000 | USD | evidence → |
| Total loans | 422,527,000 | USD | evidence → |
| Allowance for loan losses | 2,936,000 | USD | evidence → |
| Securities available for sale | 47,145,000 | USD | evidence → |
| Securities held to maturity | 185,784,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 586,392,000 | USD | evidence → |
| Interest-bearing deposits | 448,266,000 | USD | evidence → |
| Noninterest-bearing deposits | 138,126,000 | USD | evidence → |
| Equity capital | 32,203,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,715,000 | USD | evidence → |
| Interest expense | 7,616,000 | USD | evidence → |
| Net interest income | 12,099,000 | USD | evidence → |
| Noninterest income | 6,185,000 | USD | evidence → |
| Noninterest expense | 13,581,000 | USD | evidence → |
| Provision for loan losses | 205,000 | USD | evidence → |
| Pretax income | 4,282,000 | USD | evidence → |
| Income tax | 109,000 | USD | evidence → |
| Net income | 4,173,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 53,177,000 | USD | evidence → |
| Total capital | 56,173,000 | USD | evidence → |
| Risk-weighted assets | 398,994,000 | USD | evidence → |