Call report 2023Q2
FIRST OPTION BANK — 2023Q2
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 693,685,000 | USD | evidence → |
| Total loans | 404,177,000 | USD | evidence → |
| Allowance for loan losses | 2,928,000 | USD | evidence → |
| Securities available for sale | 60,220,000 | USD | evidence → |
| Securities held to maturity | 189,972,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 583,295,000 | USD | evidence → |
| Interest-bearing deposits | 426,194,000 | USD | evidence → |
| Noninterest-bearing deposits | 157,101,000 | USD | evidence → |
| Equity capital | 30,113,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,572,000 | USD | evidence → |
| Interest expense | 4,476,000 | USD | evidence → |
| Net interest income | 8,096,000 | USD | evidence → |
| Noninterest income | 3,950,000 | USD | evidence → |
| Noninterest expense | 9,045,000 | USD | evidence → |
| Provision for loan losses | 137,000 | USD | evidence → |
| Pretax income | 2,805,000 | USD | evidence → |
| Income tax | 19,000 | USD | evidence → |
| Net income | 2,786,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 52,428,000 | USD | evidence → |
| Total capital | 55,433,000 | USD | evidence → |
| Risk-weighted assets | 397,265,000 | USD | evidence → |