Call report 2023Q4
FIRST OPTION BANK — 2023Q4
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 706,016,000 | USD | evidence → |
| Total loans | 432,314,000 | USD | evidence → |
| Allowance for loan losses | 3,420,000 | USD | evidence → |
| Securities available for sale | 47,038,000 | USD | evidence → |
| Securities held to maturity | 183,383,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 610,837,000 | USD | evidence → |
| Interest-bearing deposits | 419,889,000 | USD | evidence → |
| Noninterest-bearing deposits | 190,948,000 | USD | evidence → |
| Equity capital | 34,893,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,168,000 | USD | evidence → |
| Interest expense | 11,181,000 | USD | evidence → |
| Net interest income | 15,987,000 | USD | evidence → |
| Noninterest income | 8,377,000 | USD | evidence → |
| Noninterest expense | 18,460,000 | USD | evidence → |
| Provision for loan losses | 783,000 | USD | evidence → |
| Pretax income | 4,905,000 | USD | evidence → |
| Income tax | 199,000 | USD | evidence → |
| Net income | 4,706,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 54,514,000 | USD | evidence → |
| Total capital | 58,098,000 | USD | evidence → |
| Risk-weighted assets | 403,198,000 | USD | evidence → |