Call report 2022Q3
FIRST OPTION BANK — 2022Q3
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2022Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 612,375,000 | USD | evidence → |
| Total loans | 323,364,000 | USD | evidence → |
| Allowance for loan losses | 2,892,000 | USD | evidence → |
| Securities available for sale | 55,623,000 | USD | evidence → |
| Securities held to maturity | 197,492,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 539,253,000 | USD | evidence → |
| Interest-bearing deposits | 343,242,000 | USD | evidence → |
| Noninterest-bearing deposits | 196,011,000 | USD | evidence → |
| Equity capital | 26,233,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,794,000 | USD | evidence → |
| Interest expense | 1,565,000 | USD | evidence → |
| Net interest income | 12,229,000 | USD | evidence → |
| Noninterest income | 5,819,000 | USD | evidence → |
| Noninterest expense | 11,985,000 | USD | evidence → |
| Provision for loan losses | 105,000 | USD | evidence → |
| Pretax income | 5,938,000 | USD | evidence → |
| Income tax | 282,000 | USD | evidence → |
| Net income | 5,656,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 51,106,000 | USD | evidence → |
| Total capital | 53,998,000 | USD | evidence → |
| Risk-weighted assets | 302,875,000 | USD | evidence → |