Call report 2022Q2
FIRST OPTION BANK — 2022Q2
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2022Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 608,910,000 | USD | evidence → |
| Total loans | 318,046,000 | USD | evidence → |
| Allowance for loan losses | 2,847,000 | USD | evidence → |
| Securities available for sale | 254,713,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 565,020,000 | USD | evidence → |
| Interest-bearing deposits | 375,885,000 | USD | evidence → |
| Noninterest-bearing deposits | 189,135,000 | USD | evidence → |
| Equity capital | 23,480,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,785,000 | USD | evidence → |
| Interest expense | 736,000 | USD | evidence → |
| Net interest income | 8,049,000 | USD | evidence → |
| Noninterest income | 3,945,000 | USD | evidence → |
| Noninterest expense | 7,857,000 | USD | evidence → |
| Provision for loan losses | 53,000 | USD | evidence → |
| Pretax income | 4,084,000 | USD | evidence → |
| Income tax | 206,000 | USD | evidence → |
| Net income | 3,878,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,277,000 | USD | evidence → |
| Total capital | 53,124,000 | USD | evidence → |
| Risk-weighted assets | 332,192,000 | USD | evidence → |