Call report 2022Q4
FIRST OPTION BANK — 2022Q4
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 632,512,000 | USD | evidence → |
| Total loans | 344,719,000 | USD | evidence → |
| Allowance for loan losses | 2,937,000 | USD | evidence → |
| Securities available for sale | 53,959,000 | USD | evidence → |
| Securities held to maturity | 194,112,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 588,717,000 | USD | evidence → |
| Interest-bearing deposits | 377,619,000 | USD | evidence → |
| Noninterest-bearing deposits | 211,098,000 | USD | evidence → |
| Equity capital | 27,065,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,156,000 | USD | evidence → |
| Interest expense | 3,156,000 | USD | evidence → |
| Net interest income | 16,000,000 | USD | evidence → |
| Noninterest income | 7,759,000 | USD | evidence → |
| Noninterest expense | 16,311,000 | USD | evidence → |
| Provision for loan losses | 157,000 | USD | evidence → |
| Pretax income | 7,271,000 | USD | evidence → |
| Income tax | 358,000 | USD | evidence → |
| Net income | 6,913,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 51,114,000 | USD | evidence → |
| Total capital | 54,051,000 | USD | evidence → |
| Risk-weighted assets | 336,143,000 | USD | evidence → |