Call report 2022Q1
FIRST OPTION BANK — 2022Q1
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2022Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 603,181,000 | USD | evidence → |
| Total loans | 292,880,000 | USD | evidence → |
| Allowance for loan losses | 2,791,000 | USD | evidence → |
| Securities available for sale | 275,938,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 545,726,000 | USD | evidence → |
| Interest-bearing deposits | 368,457,000 | USD | evidence → |
| Noninterest-bearing deposits | 177,269,000 | USD | evidence → |
| Equity capital | 34,477,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,187,000 | USD | evidence → |
| Interest expense | 295,000 | USD | evidence → |
| Net interest income | 3,892,000 | USD | evidence → |
| Noninterest income | 2,033,000 | USD | evidence → |
| Noninterest expense | 3,930,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,995,000 | USD | evidence → |
| Income tax | 130,000 | USD | evidence → |
| Net income | 1,865,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 48,483,000 | USD | evidence → |
| Total capital | 51,274,000 | USD | evidence → |
| Risk-weighted assets | 292,629,000 | USD | evidence → |