Call report 2020Q1
FIRST OPTION BANK — 2020Q1
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2020Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 417,311,000 | USD | evidence → |
| Total loans | 207,901,000 | USD | evidence → |
| Allowance for loan losses | 2,628,000 | USD | evidence → |
| Securities available for sale | 171,528,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 378,976,000 | USD | evidence → |
| Interest-bearing deposits | 280,303,000 | USD | evidence → |
| Noninterest-bearing deposits | 98,673,000 | USD | evidence → |
| Equity capital | 36,333,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,760,000 | USD | evidence → |
| Interest expense | 610,000 | USD | evidence → |
| Net interest income | 3,150,000 | USD | evidence → |
| Noninterest income | 1,571,000 | USD | evidence → |
| Noninterest expense | 3,440,000 | USD | evidence → |
| Provision for loan losses | 143,000 | USD | evidence → |
| Pretax income | 1,144,000 | USD | evidence → |
| Income tax | 53,000 | USD | evidence → |
| Net income | 1,091,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,199,000 | USD | evidence → |
| Total capital | 38,741,000 | USD | evidence → |
| Risk-weighted assets | 203,288,000 | USD | evidence → |