Call report 2020Q2
FIRST OPTION BANK — 2020Q2
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2020Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 470,040,000 | USD | evidence → |
| Total loans | 236,393,000 | USD | evidence → |
| Allowance for loan losses | 2,377,000 | USD | evidence → |
| Securities available for sale | 181,965,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 424,554,000 | USD | evidence → |
| Interest-bearing deposits | 305,106,000 | USD | evidence → |
| Noninterest-bearing deposits | 119,449,000 | USD | evidence → |
| Equity capital | 42,999,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,198,000 | USD | evidence → |
| Interest expense | 1,044,000 | USD | evidence → |
| Net interest income | 7,154,000 | USD | evidence → |
| Noninterest income | 2,808,000 | USD | evidence → |
| Noninterest expense | 6,756,000 | USD | evidence → |
| Provision for loan losses | 287,000 | USD | evidence → |
| Pretax income | 2,976,000 | USD | evidence → |
| Income tax | 115,000 | USD | evidence → |
| Net income | 2,861,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,221,000 | USD | evidence → |
| Total capital | 39,598,000 | USD | evidence → |
| Risk-weighted assets | 211,936,000 | USD | evidence → |