Call report 2019Q4
FIRST OPTION BANK — 2019Q4
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 434,907,000 | USD | evidence → |
| Total loans | 210,498,000 | USD | evidence → |
| Allowance for loan losses | 1,707,000 | USD | evidence → |
| Securities available for sale | 173,903,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 395,049,000 | USD | evidence → |
| Interest-bearing deposits | 299,223,000 | USD | evidence → |
| Noninterest-bearing deposits | 95,827,000 | USD | evidence → |
| Equity capital | 38,279,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,971,000 | USD | evidence → |
| Interest expense | 2,113,000 | USD | evidence → |
| Net interest income | 9,858,000 | USD | evidence → |
| Noninterest income | 5,403,000 | USD | evidence → |
| Noninterest expense | 10,673,000 | USD | evidence → |
| Provision for loan losses | 70,000 | USD | evidence → |
| Pretax income | 4,624,000 | USD | evidence → |
| Income tax | 228,000 | USD | evidence → |
| Net income | 4,396,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,796,000 | USD | evidence → |
| Total capital | 38,503,000 | USD | evidence → |
| Risk-weighted assets | 203,374,000 | USD | evidence → |