Call report 2016Q1
FIRST OPTION BANK — 2016Q1
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 290,477,000 | USD | evidence → |
| Total loans | 119,787,000 | USD | evidence → |
| Allowance for loan losses | 1,669,000 | USD | evidence → |
| Securities available for sale | 157,979,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 262,595,000 | USD | evidence → |
| Interest-bearing deposits | 208,862,000 | USD | evidence → |
| Noninterest-bearing deposits | 53,733,000 | USD | evidence → |
| Equity capital | 26,102,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,288,000 | USD | evidence → |
| Interest expense | 246,000 | USD | evidence → |
| Net interest income | 2,042,000 | USD | evidence → |
| Noninterest income | 945,000 | USD | evidence → |
| Noninterest expense | 1,998,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,002,000 | USD | evidence → |
| Income tax | 40,000 | USD | evidence → |
| Net income | 962,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,265,000 | USD | evidence → |
| Total capital | 25,782,000 | USD | evidence → |
| Risk-weighted assets | 121,252,000 | USD | evidence → |