Call report 2016Q2
FIRST OPTION BANK — 2016Q2
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2016Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 289,330,000 | USD | evidence → |
| Total loans | 124,282,000 | USD | evidence → |
| Allowance for loan losses | 1,450,000 | USD | evidence → |
| Securities available for sale | 152,238,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 257,034,000 | USD | evidence → |
| Interest-bearing deposits | 204,731,000 | USD | evidence → |
| Noninterest-bearing deposits | 52,303,000 | USD | evidence → |
| Equity capital | 28,093,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,609,000 | USD | evidence → |
| Interest expense | 480,000 | USD | evidence → |
| Net interest income | 4,129,000 | USD | evidence → |
| Noninterest income | 1,832,000 | USD | evidence → |
| Noninterest expense | 3,963,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,044,000 | USD | evidence → |
| Income tax | 81,000 | USD | evidence → |
| Net income | 1,963,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,639,000 | USD | evidence → |
| Total capital | 26,089,000 | USD | evidence → |
| Risk-weighted assets | 122,481,000 | USD | evidence → |