Call report 2015Q4
FIRST OPTION BANK — 2015Q4
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 300,373,000 | USD | evidence → |
| Total loans | 120,687,000 | USD | evidence → |
| Allowance for loan losses | 1,708,000 | USD | evidence → |
| Securities available for sale | 149,868,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 273,670,000 | USD | evidence → |
| Interest-bearing deposits | 219,256,000 | USD | evidence → |
| Noninterest-bearing deposits | 54,414,000 | USD | evidence → |
| Equity capital | 25,631,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,124,000 | USD | evidence → |
| Interest expense | 991,000 | USD | evidence → |
| Net interest income | 8,133,000 | USD | evidence → |
| Noninterest income | 3,490,000 | USD | evidence → |
| Noninterest expense | 7,640,000 | USD | evidence → |
| Provision for loan losses | 70,000 | USD | evidence → |
| Pretax income | 3,915,000 | USD | evidence → |
| Income tax | 159,000 | USD | evidence → |
| Net income | 3,756,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,546,000 | USD | evidence → |
| Total capital | 26,035,000 | USD | evidence → |
| Risk-weighted assets | 118,972,000 | USD | evidence → |