Call report 2015Q1
FIRST OPTION BANK — 2015Q1
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 281,315,000 | USD | evidence → |
| Total loans | 115,236,000 | USD | evidence → |
| Allowance for loan losses | 1,599,000 | USD | evidence → |
| Securities available for sale | 149,156,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 255,489,000 | USD | evidence → |
| Interest-bearing deposits | 203,393,000 | USD | evidence → |
| Noninterest-bearing deposits | 52,095,000 | USD | evidence → |
| Equity capital | 24,745,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,263,000 | USD | evidence → |
| Interest expense | 261,000 | USD | evidence → |
| Net interest income | 2,002,000 | USD | evidence → |
| Noninterest income | 851,000 | USD | evidence → |
| Noninterest expense | 1,862,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 960,000 | USD | evidence → |
| Income tax | 37,000 | USD | evidence → |
| Net income | 923,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,884,000 | USD | evidence → |
| Total capital | 23,678,000 | USD | evidence → |
| Risk-weighted assets | 110,526,000 | USD | evidence → |