Call report 2015Q2
FIRST OPTION BANK — 2015Q2
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2015Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 276,941,000 | USD | evidence → |
| Total loans | 119,012,000 | USD | evidence → |
| Allowance for loan losses | 1,729,000 | USD | evidence → |
| Securities available for sale | 146,468,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 251,998,000 | USD | evidence → |
| Interest-bearing deposits | 201,536,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,462,000 | USD | evidence → |
| Equity capital | 23,722,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,586,000 | USD | evidence → |
| Interest expense | 515,000 | USD | evidence → |
| Net interest income | 4,071,000 | USD | evidence → |
| Noninterest income | 1,782,000 | USD | evidence → |
| Noninterest expense | 3,708,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 2,082,000 | USD | evidence → |
| Income tax | 83,000 | USD | evidence → |
| Net income | 1,999,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,685,000 | USD | evidence → |
| Total capital | 25,115,000 | USD | evidence → |
| Risk-weighted assets | 114,115,000 | USD | evidence → |