Call report 2014Q4
FIRST OPTION BANK — 2014Q4
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 285,969,000 | USD | evidence → |
| Total loans | 113,716,000 | USD | evidence → |
| Allowance for loan losses | 1,590,000 | USD | evidence → |
| Securities available for sale | 135,715,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 260,704,000 | USD | evidence → |
| Interest-bearing deposits | 213,784,000 | USD | evidence → |
| Noninterest-bearing deposits | 46,921,000 | USD | evidence → |
| Equity capital | 24,341,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,837,000 | USD | evidence → |
| Interest expense | 1,153,000 | USD | evidence → |
| Net interest income | 7,684,000 | USD | evidence → |
| Noninterest income | 3,420,000 | USD | evidence → |
| Noninterest expense | 7,209,000 | USD | evidence → |
| Provision for loan losses | 310,000 | USD | evidence → |
| Pretax income | 3,642,000 | USD | evidence → |
| Income tax | 145,000 | USD | evidence → |
| Net income | 3,497,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,026,000 | USD | evidence → |
| Total capital | 24,388,000 | USD | evidence → |
| Risk-weighted assets | 108,670,000 | USD | evidence → |