Call report 2008Q1
FIRST OPTION BANK — 2008Q1
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 142,676,000 | USD | evidence → |
| Total loans | 104,219,000 | USD | evidence → |
| Allowance for loan losses | 849,000 | USD | evidence → |
| Securities available for sale | 29,271,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 121,134,000 | USD | evidence → |
| Interest-bearing deposits | 96,795,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,339,000 | USD | evidence → |
| Equity capital | 10,761,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,216,000 | USD | evidence → |
| Interest expense | 954,000 | USD | evidence → |
| Net interest income | 1,262,000 | USD | evidence → |
| Noninterest income | 447,000 | USD | evidence → |
| Noninterest expense | 1,293,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 383,000 | USD | evidence → |
| Income tax | 15,000 | USD | evidence → |
| Net income | 368,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,589,000 | USD | evidence → |
| Total capital | 11,438,000 | USD | evidence → |
| Risk-weighted assets | 89,329,000 | USD | evidence → |