Call report 2008Q2
FIRST OPTION BANK — 2008Q2
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 147,106,000 | USD | evidence → |
| Total loans | 106,467,000 | USD | evidence → |
| Allowance for loan losses | 884,000 | USD | evidence → |
| Securities available for sale | 28,271,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 127,213,000 | USD | evidence → |
| Interest-bearing deposits | 101,234,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,979,000 | USD | evidence → |
| Equity capital | 10,676,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,357,000 | USD | evidence → |
| Interest expense | 1,760,000 | USD | evidence → |
| Net interest income | 2,597,000 | USD | evidence → |
| Noninterest income | 871,000 | USD | evidence → |
| Noninterest expense | 2,626,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 786,000 | USD | evidence → |
| Income tax | 23,000 | USD | evidence → |
| Net income | 763,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,928,000 | USD | evidence → |
| Total capital | 11,812,000 | USD | evidence → |
| Risk-weighted assets | 94,859,000 | USD | evidence → |