Call report 2007Q4
FIRST OPTION BANK — 2007Q4
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 144,795,000 | USD | evidence → |
| Total loans | 102,581,000 | USD | evidence → |
| Allowance for loan losses | 835,000 | USD | evidence → |
| Securities available for sale | 30,342,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 124,403,000 | USD | evidence → |
| Interest-bearing deposits | 97,509,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,894,000 | USD | evidence → |
| Equity capital | 10,533,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,938,000 | USD | evidence → |
| Interest expense | 3,997,000 | USD | evidence → |
| Net interest income | 4,941,000 | USD | evidence → |
| Noninterest income | 1,677,000 | USD | evidence → |
| Noninterest expense | 5,151,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 1,407,000 | USD | evidence → |
| Income tax | 53,000 | USD | evidence → |
| Net income | 1,354,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,478,000 | USD | evidence → |
| Total capital | 11,313,000 | USD | evidence → |
| Risk-weighted assets | 92,073,000 | USD | evidence → |