Call report 2005Q4
FIRST OPTION BANK — 2005Q4
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 125,557,000 | USD | evidence → |
| Total loans | 94,815,000 | USD | evidence → |
| Allowance for loan losses | 846,000 | USD | evidence → |
| Securities available for sale | 22,984,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 111,783,000 | USD | evidence → |
| Interest-bearing deposits | 100,422,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,362,000 | USD | evidence → |
| Equity capital | 9,509,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,413,000 | USD | evidence → |
| Interest expense | 2,504,000 | USD | evidence → |
| Net interest income | 4,909,000 | USD | evidence → |
| Noninterest income | 1,516,000 | USD | evidence → |
| Noninterest expense | 4,524,000 | USD | evidence → |
| Provision for loan losses | -339,000 | USD | evidence → |
| Pretax income | 2,003,000 | USD | evidence → |
| Income tax | 83,000 | USD | evidence → |
| Net income | 1,920,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,591,000 | USD | evidence → |
| Total capital | 10,437,000 | USD | evidence → |
| Risk-weighted assets | 80,533,000 | USD | evidence → |