Call report 2005Q3
FIRST OPTION BANK — 2005Q3
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 124,475,000 | USD | evidence → |
| Total loans | 94,941,000 | USD | evidence → |
| Allowance for loan losses | 874,000 | USD | evidence → |
| Securities available for sale | 22,866,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 106,445,000 | USD | evidence → |
| Interest-bearing deposits | 94,303,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,142,000 | USD | evidence → |
| Equity capital | 10,132,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,483,000 | USD | evidence → |
| Interest expense | 1,780,000 | USD | evidence → |
| Net interest income | 3,703,000 | USD | evidence → |
| Noninterest income | 1,087,000 | USD | evidence → |
| Noninterest expense | 3,390,000 | USD | evidence → |
| Provision for loan losses | -339,000 | USD | evidence → |
| Pretax income | 1,712,000 | USD | evidence → |
| Income tax | 72,000 | USD | evidence → |
| Net income | 1,640,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,188,000 | USD | evidence → |
| Total capital | 11,062,000 | USD | evidence → |
| Risk-weighted assets | 79,623,000 | USD | evidence → |