Call report 2004Q3
FIRST OPTION BANK — 2004Q3
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 124,570,000 | USD | evidence → |
| Total loans | 95,423,000 | USD | evidence → |
| Allowance for loan losses | 1,154,000 | USD | evidence → |
| Securities available for sale | 21,528,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 107,425,000 | USD | evidence → |
| Interest-bearing deposits | 96,569,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,856,000 | USD | evidence → |
| Equity capital | 9,126,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,073,000 | USD | evidence → |
| Interest expense | 1,299,000 | USD | evidence → |
| Net interest income | 3,774,000 | USD | evidence → |
| Noninterest income | 1,024,000 | USD | evidence → |
| Noninterest expense | 3,179,000 | USD | evidence → |
| Provision for loan losses | 80,000 | USD | evidence → |
| Pretax income | 1,544,000 | USD | evidence → |
| Income tax | 54,000 | USD | evidence → |
| Net income | 1,490,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,026,000 | USD | evidence → |
| Total capital | 10,016,000 | USD | evidence → |
| Risk-weighted assets | 79,075,000 | USD | evidence → |