Call report 2004Q4
FIRST OPTION BANK — 2004Q4
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 126,060,000 | USD | evidence → |
| Total loans | 98,385,000 | USD | evidence → |
| Allowance for loan losses | 1,180,000 | USD | evidence → |
| Securities available for sale | 21,423,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 111,193,000 | USD | evidence → |
| Interest-bearing deposits | 100,252,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,941,000 | USD | evidence → |
| Equity capital | 9,638,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,844,000 | USD | evidence → |
| Interest expense | 1,786,000 | USD | evidence → |
| Net interest income | 5,058,000 | USD | evidence → |
| Noninterest income | 1,380,000 | USD | evidence → |
| Noninterest expense | 4,272,000 | USD | evidence → |
| Provision for loan losses | 110,000 | USD | evidence → |
| Pretax income | 2,059,000 | USD | evidence → |
| Income tax | 78,000 | USD | evidence → |
| Net income | 1,981,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,630,000 | USD | evidence → |
| Total capital | 10,650,000 | USD | evidence → |
| Risk-weighted assets | 81,419,000 | USD | evidence → |