Call report 2004Q2
FIRST OPTION BANK — 2004Q2
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 120,594,000 | USD | evidence → |
| Total loans | 93,151,000 | USD | evidence → |
| Allowance for loan losses | 1,131,000 | USD | evidence → |
| Securities available for sale | 21,759,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 105,993,000 | USD | evidence → |
| Interest-bearing deposits | 96,228,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,765,000 | USD | evidence → |
| Equity capital | 8,527,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,339,000 | USD | evidence → |
| Interest expense | 854,000 | USD | evidence → |
| Net interest income | 2,485,000 | USD | evidence → |
| Noninterest income | 671,000 | USD | evidence → |
| Noninterest expense | 2,123,000 | USD | evidence → |
| Provision for loan losses | 50,000 | USD | evidence → |
| Pretax income | 988,000 | USD | evidence → |
| Income tax | 39,000 | USD | evidence → |
| Net income | 949,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,790,000 | USD | evidence → |
| Total capital | 9,755,000 | USD | evidence → |
| Risk-weighted assets | 77,047,000 | USD | evidence → |