Call report 2004Q1
FIRST OPTION BANK — 2004Q1
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 121,882,000 | USD | evidence → |
| Total loans | 91,621,000 | USD | evidence → |
| Allowance for loan losses | 1,107,000 | USD | evidence → |
| Securities available for sale | 18,783,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 105,676,000 | USD | evidence → |
| Interest-bearing deposits | 96,146,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,530,000 | USD | evidence → |
| Equity capital | 9,082,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,673,000 | USD | evidence → |
| Interest expense | 428,000 | USD | evidence → |
| Net interest income | 1,245,000 | USD | evidence → |
| Noninterest income | 302,000 | USD | evidence → |
| Noninterest expense | 1,023,000 | USD | evidence → |
| Provision for loan losses | 20,000 | USD | evidence → |
| Pretax income | 504,000 | USD | evidence → |
| Income tax | 20,000 | USD | evidence → |
| Net income | 484,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,724,000 | USD | evidence → |
| Total capital | 9,690,000 | USD | evidence → |
| Risk-weighted assets | 77,153,000 | USD | evidence → |