Call report 2003Q4
FIRST OPTION BANK — 2003Q4
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 120,588,000 | USD | evidence → |
| Total loans | 90,960,000 | USD | evidence → |
| Allowance for loan losses | 1,102,000 | USD | evidence → |
| Securities available for sale | 18,642,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 104,623,000 | USD | evidence → |
| Interest-bearing deposits | 92,813,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,810,000 | USD | evidence → |
| Equity capital | 8,914,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,649,000 | USD | evidence → |
| Interest expense | 1,826,000 | USD | evidence → |
| Net interest income | 4,823,000 | USD | evidence → |
| Noninterest income | 1,227,000 | USD | evidence → |
| Noninterest expense | 3,994,000 | USD | evidence → |
| Provision for loan losses | 112,000 | USD | evidence → |
| Pretax income | 1,964,000 | USD | evidence → |
| Income tax | 59,000 | USD | evidence → |
| Net income | 1,905,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,693,000 | USD | evidence → |
| Total capital | 9,656,000 | USD | evidence → |
| Risk-weighted assets | 76,866,000 | USD | evidence → |