Call report 2025Q3
CITIZENS SAVINGS BANK — 2025Q3
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 348,724,000 | USD | evidence → |
| Total loans | 292,020,000 | USD | evidence → |
| Allowance for loan losses | 997,000 | USD | evidence → |
| Securities available for sale | 35,423,000 | USD | evidence → |
| Securities held to maturity | 135,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 294,399,000 | USD | evidence → |
| Interest-bearing deposits | 267,948,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,451,000 | USD | evidence → |
| Equity capital | 52,880,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,056,000 | USD | evidence → |
| Interest expense | 3,704,000 | USD | evidence → |
| Net interest income | 6,352,000 | USD | evidence → |
| Noninterest income | 788,000 | USD | evidence → |
| Noninterest expense | 6,377,000 | USD | evidence → |
| Provision for loan losses | -61,000 | USD | evidence → |
| Pretax income | 823,000 | USD | evidence → |
| Income tax | 174,000 | USD | evidence → |
| Net income | 649,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 53,668,000 | USD | evidence → |
| Total capital | 54,710,000 | USD | evidence → |
| Risk-weighted assets | 176,961,000 | USD | evidence → |