Call report 2025Q4
CITIZENS SAVINGS BANK — 2025Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 355,221,000 | USD | evidence → |
| Total loans | 291,758,000 | USD | evidence → |
| Allowance for loan losses | 999,000 | USD | evidence → |
| Securities available for sale | 38,352,000 | USD | evidence → |
| Securities held to maturity | 127,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 300,718,000 | USD | evidence → |
| Interest-bearing deposits | 274,741,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,977,000 | USD | evidence → |
| Equity capital | 53,299,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,422,000 | USD | evidence → |
| Interest expense | 4,963,000 | USD | evidence → |
| Net interest income | 8,459,000 | USD | evidence → |
| Noninterest income | 1,037,000 | USD | evidence → |
| Noninterest expense | 8,445,000 | USD | evidence → |
| Provision for loan losses | -59,000 | USD | evidence → |
| Pretax income | 1,109,000 | USD | evidence → |
| Income tax | 224,000 | USD | evidence → |
| Net income | 885,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 53,905,000 | USD | evidence → |
| Total capital | 54,949,000 | USD | evidence → |
| Risk-weighted assets | 177,361,000 | USD | evidence → |