Call report 2025Q2
CITIZENS SAVINGS BANK — 2025Q2
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 353,748,000 | USD | evidence → |
| Total loans | 293,890,000 | USD | evidence → |
| Allowance for loan losses | 1,006,000 | USD | evidence → |
| Securities available for sale | 35,352,000 | USD | evidence → |
| Securities held to maturity | 148,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 299,787,000 | USD | evidence → |
| Interest-bearing deposits | 272,635,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,152,000 | USD | evidence → |
| Equity capital | 52,539,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,688,000 | USD | evidence → |
| Interest expense | 2,457,000 | USD | evidence → |
| Net interest income | 4,231,000 | USD | evidence → |
| Noninterest income | 528,000 | USD | evidence → |
| Noninterest expense | 4,111,000 | USD | evidence → |
| Provision for loan losses | -53,000 | USD | evidence → |
| Pretax income | 700,000 | USD | evidence → |
| Income tax | 156,000 | USD | evidence → |
| Net income | 544,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 53,564,000 | USD | evidence → |
| Total capital | 54,614,000 | USD | evidence → |
| Risk-weighted assets | 178,189,000 | USD | evidence → |