Call report 2025Q1
CITIZENS SAVINGS BANK — 2025Q1
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 355,955,000 | USD | evidence → |
| Total loans | 295,173,000 | USD | evidence → |
| Allowance for loan losses | 1,037,000 | USD | evidence → |
| Securities available for sale | 37,469,000 | USD | evidence → |
| Securities held to maturity | 160,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 302,738,000 | USD | evidence → |
| Interest-bearing deposits | 274,218,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,520,000 | USD | evidence → |
| Equity capital | 51,887,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,319,000 | USD | evidence → |
| Interest expense | 1,251,000 | USD | evidence → |
| Net interest income | 2,068,000 | USD | evidence → |
| Noninterest income | 232,000 | USD | evidence → |
| Noninterest expense | 2,201,000 | USD | evidence → |
| Provision for loan losses | -27,000 | USD | evidence → |
| Pretax income | 124,000 | USD | evidence → |
| Income tax | 42,000 | USD | evidence → |
| Net income | 82,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 53,100,000 | USD | evidence → |
| Total capital | 54,182,000 | USD | evidence → |
| Risk-weighted assets | 178,336,000 | USD | evidence → |