Call report 2024Q4
CITIZENS SAVINGS BANK — 2024Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 361,716,000 | USD | evidence → |
| Total loans | 296,808,000 | USD | evidence → |
| Allowance for loan losses | 1,064,000 | USD | evidence → |
| Securities available for sale | 37,265,000 | USD | evidence → |
| Securities held to maturity | 172,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 309,161,000 | USD | evidence → |
| Interest-bearing deposits | 283,950,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,211,000 | USD | evidence → |
| Equity capital | 51,427,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,101,000 | USD | evidence → |
| Interest expense | 5,746,000 | USD | evidence → |
| Net interest income | 7,355,000 | USD | evidence → |
| Noninterest income | 945,000 | USD | evidence → |
| Noninterest expense | 8,419,000 | USD | evidence → |
| Provision for loan losses | -60,000 | USD | evidence → |
| Pretax income | -2,882,000 | USD | evidence → |
| Income tax | -663,000 | USD | evidence → |
| Net income | -2,219,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 53,019,000 | USD | evidence → |
| Total capital | 54,126,000 | USD | evidence → |
| Risk-weighted assets | 179,964,000 | USD | evidence → |