Call report 2005Q3
CITIZENS BANK — 2005Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 82,784,000 | USD | evidence → |
| Total loans | 46,561,000 | USD | evidence → |
| Allowance for loan losses | 204,000 | USD | evidence → |
| Securities available for sale | 9,547,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 72,207,000 | USD | evidence → |
| Interest-bearing deposits | 60,516,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,691,000 | USD | evidence → |
| Equity capital | 9,791,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,324,000 | USD | evidence → |
| Interest expense | 846,000 | USD | evidence → |
| Net interest income | 2,478,000 | USD | evidence → |
| Noninterest income | 234,000 | USD | evidence → |
| Noninterest expense | 1,413,000 | USD | evidence → |
| Provision for loan losses | -200,000 | USD | evidence → |
| Pretax income | 1,499,000 | USD | evidence → |
| Income tax | 474,000 | USD | evidence → |
| Net income | 1,025,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,835,000 | USD | evidence → |
| Total capital | 10,039,000 | USD | evidence → |
| Risk-weighted assets | 53,229,000 | USD | evidence → |