Call report 2005Q4
CITIZENS BANK — 2005Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 88,920,000 | USD | evidence → |
| Total loans | 45,745,000 | USD | evidence → |
| Allowance for loan losses | 211,000 | USD | evidence → |
| Securities available for sale | 11,686,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 78,607,000 | USD | evidence → |
| Interest-bearing deposits | 63,702,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,905,000 | USD | evidence → |
| Equity capital | 9,698,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,603,000 | USD | evidence → |
| Interest expense | 1,281,000 | USD | evidence → |
| Net interest income | 3,322,000 | USD | evidence → |
| Noninterest income | 309,000 | USD | evidence → |
| Noninterest expense | 2,085,000 | USD | evidence → |
| Provision for loan losses | -200,000 | USD | evidence → |
| Pretax income | 1,753,000 | USD | evidence → |
| Income tax | 573,000 | USD | evidence → |
| Net income | 1,180,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,739,000 | USD | evidence → |
| Total capital | 9,950,000 | USD | evidence → |
| Risk-weighted assets | 52,484,000 | USD | evidence → |