Call report 2005Q2
CITIZENS BANK — 2005Q2
The 22 measures CITIZENS BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 81,169,000 | USD | evidence → |
| Total loans | 46,844,000 | USD | evidence → |
| Allowance for loan losses | 232,000 | USD | evidence → |
| Securities available for sale | 6,942,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 70,782,000 | USD | evidence → |
| Interest-bearing deposits | 58,063,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,719,000 | USD | evidence → |
| Equity capital | 9,841,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,144,000 | USD | evidence → |
| Interest expense | 497,000 | USD | evidence → |
| Net interest income | 1,647,000 | USD | evidence → |
| Noninterest income | 159,000 | USD | evidence → |
| Noninterest expense | 938,000 | USD | evidence → |
| Provision for loan losses | -200,000 | USD | evidence → |
| Pretax income | 1,068,000 | USD | evidence → |
| Income tax | 292,000 | USD | evidence → |
| Net income | 776,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,886,000 | USD | evidence → |
| Total capital | 10,118,000 | USD | evidence → |
| Risk-weighted assets | 52,538,000 | USD | evidence → |