Call report 2025Q3
VALLEY STATE BANK — 2025Q3
The 22 measures VALLEY STATE BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 157,679,000 | USD | evidence → |
| Total loans | 84,161,000 | USD | evidence → |
| Allowance for loan losses | 2,019,000 | USD | evidence → |
| Securities available for sale | 53,387,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 128,970,000 | USD | evidence → |
| Interest-bearing deposits | 100,649,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,321,000 | USD | evidence → |
| Equity capital | 28,174,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,916,000 | USD | evidence → |
| Interest expense | 1,541,000 | USD | evidence → |
| Net interest income | 4,375,000 | USD | evidence → |
| Noninterest income | 284,000 | USD | evidence → |
| Noninterest expense | 2,838,000 | USD | evidence → |
| Provision for loan losses | 180,000 | USD | evidence → |
| Pretax income | 1,642,000 | USD | evidence → |
| Income tax | 351,000 | USD | evidence → |
| Net income | 1,291,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,829,000 | USD | evidence → |