Call report 2025Q2
VALLEY STATE BANK — 2025Q2
The 22 measures VALLEY STATE BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 149,226,000 | USD | evidence → |
| Total loans | 80,499,000 | USD | evidence → |
| Allowance for loan losses | 1,806,000 | USD | evidence → |
| Securities available for sale | 50,000,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 121,472,000 | USD | evidence → |
| Interest-bearing deposits | 98,806,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,666,000 | USD | evidence → |
| Equity capital | 27,049,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,860,000 | USD | evidence → |
| Interest expense | 1,012,000 | USD | evidence → |
| Net interest income | 2,848,000 | USD | evidence → |
| Noninterest income | 189,000 | USD | evidence → |
| Noninterest expense | 1,891,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 1,026,000 | USD | evidence → |
| Income tax | 215,000 | USD | evidence → |
| Net income | 811,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,349,000 | USD | evidence → |