Call report 2025Q4
VALLEY STATE BANK — 2025Q4
The 22 measures VALLEY STATE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 164,895,000 | USD | evidence → |
| Total loans | 85,698,000 | USD | evidence → |
| Allowance for loan losses | 2,080,000 | USD | evidence → |
| Securities available for sale | 63,356,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 135,402,000 | USD | evidence → |
| Interest-bearing deposits | 111,525,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,877,000 | USD | evidence → |
| Equity capital | 28,791,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,067,000 | USD | evidence → |
| Interest expense | 2,175,000 | USD | evidence → |
| Net interest income | 5,892,000 | USD | evidence → |
| Noninterest income | 386,000 | USD | evidence → |
| Noninterest expense | 3,801,000 | USD | evidence → |
| Provision for loan losses | 240,000 | USD | evidence → |
| Pretax income | 2,238,000 | USD | evidence → |
| Income tax | 470,000 | USD | evidence → |
| Net income | 1,768,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,305,000 | USD | evidence → |