Call report 2025Q1
VALLEY STATE BANK — 2025Q1
The 22 measures VALLEY STATE BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 147,688,000 | USD | evidence → |
| Total loans | 81,733,000 | USD | evidence → |
| Allowance for loan losses | 1,922,000 | USD | evidence → |
| Securities available for sale | 48,435,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 120,588,000 | USD | evidence → |
| Interest-bearing deposits | 98,859,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,729,000 | USD | evidence → |
| Equity capital | 26,696,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,902,000 | USD | evidence → |
| Interest expense | 504,000 | USD | evidence → |
| Net interest income | 1,398,000 | USD | evidence → |
| Noninterest income | 93,000 | USD | evidence → |
| Noninterest expense | 947,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 484,000 | USD | evidence → |
| Income tax | 99,000 | USD | evidence → |
| Net income | 385,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,922,000 | USD | evidence → |