Call report 2024Q4
VALLEY STATE BANK — 2024Q4
The 22 measures VALLEY STATE BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 150,063,000 | USD | evidence → |
| Total loans | 82,262,000 | USD | evidence → |
| Allowance for loan losses | 1,882,000 | USD | evidence → |
| Securities available for sale | 45,304,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 123,399,000 | USD | evidence → |
| Interest-bearing deposits | 100,355,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,044,000 | USD | evidence → |
| Equity capital | 26,110,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,964,000 | USD | evidence → |
| Interest expense | 2,101,000 | USD | evidence → |
| Net interest income | 5,863,000 | USD | evidence → |
| Noninterest income | 325,000 | USD | evidence → |
| Noninterest expense | 3,668,000 | USD | evidence → |
| Provision for loan losses | 240,000 | USD | evidence → |
| Pretax income | 2,279,000 | USD | evidence → |
| Income tax | 517,000 | USD | evidence → |
| Net income | 1,762,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,673,000 | USD | evidence → |