Call report 2013Q2
VERUS BANK — 2013Q2
The 22 measures VERUS BANK reported to the FFIEC for 2013Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 125,285,000 | USD | evidence → |
| Total loans | 78,675,000 | USD | evidence → |
| Allowance for loan losses | 821,000 | USD | evidence → |
| Securities available for sale | 33,561,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 111,557,000 | USD | evidence → |
| Interest-bearing deposits | 77,630,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,927,000 | USD | evidence → |
| Equity capital | 11,115,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,335,000 | USD | evidence → |
| Interest expense | 141,000 | USD | evidence → |
| Net interest income | 2,194,000 | USD | evidence → |
| Noninterest income | 851,000 | USD | evidence → |
| Noninterest expense | 2,407,000 | USD | evidence → |
| Provision for loan losses | 1,000 | USD | evidence → |
| Pretax income | 637,000 | USD | evidence → |
| Income tax | 24,000 | USD | evidence → |
| Net income | 613,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,104,000 | USD | evidence → |
| Total capital | 11,925,000 | USD | evidence → |
| Risk-weighted assets | 86,117,000 | USD | evidence → |