Call report 2013Q1
VERUS BANK — 2013Q1
The 22 measures VERUS BANK reported to the FFIEC for 2013Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 122,565,000 | USD | evidence → |
| Total loans | 75,749,000 | USD | evidence → |
| Allowance for loan losses | 821,000 | USD | evidence → |
| Securities available for sale | 32,297,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 110,318,000 | USD | evidence → |
| Interest-bearing deposits | 76,223,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,095,000 | USD | evidence → |
| Equity capital | 11,590,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,168,000 | USD | evidence → |
| Interest expense | 74,000 | USD | evidence → |
| Net interest income | 1,094,000 | USD | evidence → |
| Noninterest income | 427,000 | USD | evidence → |
| Noninterest expense | 1,203,000 | USD | evidence → |
| Provision for loan losses | 1,000 | USD | evidence → |
| Pretax income | 317,000 | USD | evidence → |
| Income tax | 12,000 | USD | evidence → |
| Net income | 305,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,935,000 | USD | evidence → |
| Total capital | 11,756,000 | USD | evidence → |
| Risk-weighted assets | 83,966,000 | USD | evidence → |