Call report 2013Q3
VERUS BANK — 2013Q3
The 22 measures VERUS BANK reported to the FFIEC for 2013Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 126,880,000 | USD | evidence → |
| Total loans | 81,643,000 | USD | evidence → |
| Allowance for loan losses | 819,000 | USD | evidence → |
| Securities available for sale | 32,688,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 112,024,000 | USD | evidence → |
| Interest-bearing deposits | 76,087,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,937,000 | USD | evidence → |
| Equity capital | 10,898,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,522,000 | USD | evidence → |
| Interest expense | 205,000 | USD | evidence → |
| Net interest income | 3,317,000 | USD | evidence → |
| Noninterest income | 1,290,000 | USD | evidence → |
| Noninterest expense | 3,607,000 | USD | evidence → |
| Provision for loan losses | 3,000 | USD | evidence → |
| Pretax income | 997,000 | USD | evidence → |
| Income tax | 39,000 | USD | evidence → |
| Net income | 958,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,260,000 | USD | evidence → |
| Total capital | 12,079,000 | USD | evidence → |
| Risk-weighted assets | 89,447,000 | USD | evidence → |