Call report 2012Q4
VERUS BANK — 2012Q4
The 22 measures VERUS BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 119,586,000 | USD | evidence → |
| Total loans | 74,522,000 | USD | evidence → |
| Allowance for loan losses | 820,000 | USD | evidence → |
| Securities available for sale | 31,845,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 104,567,000 | USD | evidence → |
| Interest-bearing deposits | 73,297,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,270,000 | USD | evidence → |
| Equity capital | 11,667,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,765,000 | USD | evidence → |
| Interest expense | 407,000 | USD | evidence → |
| Net interest income | 4,358,000 | USD | evidence → |
| Noninterest income | 1,918,000 | USD | evidence → |
| Noninterest expense | 4,992,000 | USD | evidence → |
| Provision for loan losses | 103,000 | USD | evidence → |
| Pretax income | 1,251,000 | USD | evidence → |
| Income tax | 49,000 | USD | evidence → |
| Net income | 1,202,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,022,000 | USD | evidence → |
| Total capital | 11,842,000 | USD | evidence → |
| Risk-weighted assets | 82,153,000 | USD | evidence → |