Call report 2008Q4
VERUS BANK — 2008Q4
The 22 measures VERUS BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 100,450,000 | USD | evidence → |
| Total loans | 62,508,000 | USD | evidence → |
| Allowance for loan losses | 641,000 | USD | evidence → |
| Securities available for sale | 18,247,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 88,124,000 | USD | evidence → |
| Interest-bearing deposits | 64,260,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,864,000 | USD | evidence → |
| Equity capital | 9,194,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,493,000 | USD | evidence → |
| Interest expense | 1,567,000 | USD | evidence → |
| Net interest income | 3,926,000 | USD | evidence → |
| Noninterest income | 1,922,000 | USD | evidence → |
| Noninterest expense | 4,757,000 | USD | evidence → |
| Provision for loan losses | 49,000 | USD | evidence → |
| Pretax income | 1,042,000 | USD | evidence → |
| Income tax | 27,000 | USD | evidence → |
| Net income | 1,015,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,853,000 | USD | evidence → |
| Total capital | 9,494,000 | USD | evidence → |
| Risk-weighted assets | 70,527,000 | USD | evidence → |
Machine access — free, no API key
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