Call report 2009Q1
VERUS BANK — 2009Q1
The 22 measures VERUS BANK reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 107,819,000 | USD | evidence → |
| Total loans | 64,558,000 | USD | evidence → |
| Allowance for loan losses | 662,000 | USD | evidence → |
| Securities available for sale | 21,770,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 97,790,000 | USD | evidence → |
| Interest-bearing deposits | 72,587,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,203,000 | USD | evidence → |
| Equity capital | 9,460,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,337,000 | USD | evidence → |
| Interest expense | 268,000 | USD | evidence → |
| Net interest income | 1,069,000 | USD | evidence → |
| Noninterest income | 418,000 | USD | evidence → |
| Noninterest expense | 1,179,000 | USD | evidence → |
| Provision for loan losses | 25,000 | USD | evidence → |
| Pretax income | 283,000 | USD | evidence → |
| Income tax | 6,000 | USD | evidence → |
| Net income | 277,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,004,000 | USD | evidence → |
| Total capital | 9,666,000 | USD | evidence → |
| Risk-weighted assets | 73,250,000 | USD | evidence → |