Call report 2008Q3
VERUS BANK — 2008Q3
The 22 measures VERUS BANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 99,054,000 | USD | evidence → |
| Total loans | 59,763,000 | USD | evidence → |
| Allowance for loan losses | 633,000 | USD | evidence → |
| Securities available for sale | 20,259,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 90,155,000 | USD | evidence → |
| Interest-bearing deposits | 66,605,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,550,000 | USD | evidence → |
| Equity capital | 8,279,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,152,000 | USD | evidence → |
| Interest expense | 1,248,000 | USD | evidence → |
| Net interest income | 2,904,000 | USD | evidence → |
| Noninterest income | 1,435,000 | USD | evidence → |
| Noninterest expense | 3,504,000 | USD | evidence → |
| Provision for loan losses | 43,000 | USD | evidence → |
| Pretax income | 792,000 | USD | evidence → |
| Income tax | 30,000 | USD | evidence → |
| Net income | 762,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,236,000 | USD | evidence → |
| Total capital | 8,869,000 | USD | evidence → |
| Risk-weighted assets | 69,103,000 | USD | evidence → |