Call report 2008Q2
VERUS BANK — 2008Q2
The 22 measures VERUS BANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 100,775,000 | USD | evidence → |
| Total loans | 59,556,000 | USD | evidence → |
| Allowance for loan losses | 643,000 | USD | evidence → |
| Securities available for sale | 18,589,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 91,938,000 | USD | evidence → |
| Interest-bearing deposits | 67,268,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,670,000 | USD | evidence → |
| Equity capital | 8,147,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,805,000 | USD | evidence → |
| Interest expense | 878,000 | USD | evidence → |
| Net interest income | 1,927,000 | USD | evidence → |
| Noninterest income | 918,000 | USD | evidence → |
| Noninterest expense | 2,266,000 | USD | evidence → |
| Provision for loan losses | 34,000 | USD | evidence → |
| Pretax income | 545,000 | USD | evidence → |
| Income tax | 21,000 | USD | evidence → |
| Net income | 524,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,155,000 | USD | evidence → |
| Total capital | 8,798,000 | USD | evidence → |
| Risk-weighted assets | 69,178,000 | USD | evidence → |