Call report 2007Q3
VERUS BANK — 2007Q3
The 22 measures VERUS BANK reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 88,099,000 | USD | evidence → |
| Total loans | 53,338,000 | USD | evidence → |
| Allowance for loan losses | 598,000 | USD | evidence → |
| Securities available for sale | 20,656,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 79,470,000 | USD | evidence → |
| Interest-bearing deposits | 52,950,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,520,000 | USD | evidence → |
| Equity capital | 8,005,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,994,000 | USD | evidence → |
| Interest expense | 1,247,000 | USD | evidence → |
| Net interest income | 2,747,000 | USD | evidence → |
| Noninterest income | 1,380,000 | USD | evidence → |
| Noninterest expense | 3,212,000 | USD | evidence → |
| Provision for loan losses | 16,000 | USD | evidence → |
| Pretax income | 899,000 | USD | evidence → |
| Income tax | 35,000 | USD | evidence → |
| Net income | 864,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,056,000 | USD | evidence → |
| Total capital | 8,654,000 | USD | evidence → |
| Risk-weighted assets | 61,735,000 | USD | evidence → |