Call report 2007Q2
VERUS BANK — 2007Q2
The 22 measures VERUS BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 88,553,000 | USD | evidence → |
| Total loans | 53,491,000 | USD | evidence → |
| Allowance for loan losses | 617,000 | USD | evidence → |
| Securities available for sale | 20,676,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 80,271,000 | USD | evidence → |
| Interest-bearing deposits | 53,743,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,528,000 | USD | evidence → |
| Equity capital | 7,757,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,658,000 | USD | evidence → |
| Interest expense | 833,000 | USD | evidence → |
| Net interest income | 1,825,000 | USD | evidence → |
| Noninterest income | 870,000 | USD | evidence → |
| Noninterest expense | 2,132,000 | USD | evidence → |
| Provision for loan losses | 8,000 | USD | evidence → |
| Pretax income | 555,000 | USD | evidence → |
| Income tax | 21,000 | USD | evidence → |
| Net income | 534,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,037,000 | USD | evidence → |
| Total capital | 8,654,000 | USD | evidence → |
| Risk-weighted assets | 59,415,000 | USD | evidence → |